Don't trade equity line for credit card debt 
Dear Debt Adviser, I have a home equity line with a variable rate that is about 8 percent now. The balance is down to about $33,000. I have several credit cards with high limits, which are advertising low fixed rates until debt is paid. Should I move the debt into a couple of those?
Source: www.bankrate.com

Refinancing doesn't stop debt problems 
Dear Debt Adviser, We are in a situation where we owe $250,000 on our mortgage and $88,000 on our second mortgage. We also have $30,000 in credit cards and owe $37,000 on our car. Plus we are paying college bills. We bring home $7,500 per month but now are behind and can't seem to see light.
Source: www.bankrate.com

When an old utility bill strikes back 
If you owe it, pay it, says the Debt Adviser. Bill collectors can hound you for it, as long as abide by the Fair Debt Collection Practices Act.
Source: biz.yahoo.com

This holiday season, put a Roth IRA under the tree 
Tired of giving presents that get returned, gift cards that get lost or forgotten and cash that gets spent in the twinkling of an eye? Some of that may be inevitable during the holiday season, but there are alternatives.
Source: www.sptimes.com

PORTFOLIO 
Bowater Newsprint South in Grenada has laid off "less than 10" employees, a company spokesman said Thursday.
Source: www.clarionledger.com